Bismillah

What is a late fee? well, usually it is a fee/fine that's imposed if we pay or submit something over its due date. For example, the monthly rent should be paid no later than the 3rd of each month. Failure to do so will cause in a late fee of USD75.(lots of money!Nupac is so very expensive!)

What if Allah set late fee for everything that we done out of its preset timing? Say, if Fajr is on 5am, and after 510am, there would be a USD1 late fee, and there was late fee for every delayed prayer.

How much would we owe to Allah? (Btw, there's 'pahala' reduction for every delayed prayer. But since its not physical and we cant see the effects right away, people often take it lightly). Let's call it the fee for procrastination. Can we afford it? What if someone's not praying at all? doesnt he/she deserve more severe punishment for that?

p/s:procrastination often brings troubles!